Lesson 1, Topic 1
In Progress

Retail, Gas, & Fleet

Macy’s

Description: Macy’s corporate sales and services can help you with employee recognition, customer appreciation, company dress code programs, and special holiday and thank you gifts.

Reports to: Dun & Bradstreet

Approval Requirements:  You must have a D&B Paydex® score which they will compare to your industry average to decide on approval. You may have to supply a banking reference but no personal guarantor is required for corporate accounts. To apply you will need to go to a Macy’s store location and go to the customer service desk. Macy’s business accounts vary so the credit you can get approved for will depend on the nature of your business.

Payment Terms: Net 30

CLICK HERE to find a location

Gempler’s

Description: Gempler’s provides workwear products, footwear products, safety products, tires, shop and maintenance supplies, post management products, crop, turf and nursery supplies, ATV, tractor and vehicle.

Reports to: Dun & Bradstreet (quarterly)

Approval Requirements:  Established D&B credit history is required for a net 30 account. If your business has little or no credit history with D&B then they will require prepaid orders for the first few orders you place. They will then extend a net 30 account after you’ve made several successful orders.

Payment Terms: Net 30

CLICK HERE to apply

Fleet One Card

Description: The Fleet One card can be used to pay for fuel, tires, brakes, regular maintenance, etc. Fleet One Cards are also accepted at Kroger owned grocery and convenience stores. This includes: CityMarket, Dillons, Food4Less, FredMeyer, Fry’s, Hilander, JayC, KingSoopers, Kroger, Owen’s, PayLess, QFC, Ralph’s and Smith’s.

Reports to: Dun & Bradstreet, Cortera, Equifax

Approval Requirements:  If the signing applicant is a company owner or officer with a FICO® (personal credit score) above 600, then your business should be automatically approved for the “unsecured” charge card. If no one wants to sign using their personal credit information (social security #), then the card can be a prepaid “secured” card, you must submit the unsecured application first. If you don’t qualify based on business or personal credit, FleetOne will offer the secured card option.

Payment Terms: Net Terms

CLICK HERE to apply

Wright Express Fleet Card

Description: Wright Express offers universal fleet cards, heavy truck cards, and universally accepted business fleet cards designed with features that support the small business, including a rewards program.

Reports to: Dun & Bradstreet, Experian Business & Equifax Small Business

Approval Requirements:  If the signing applicant is a company owner or officer with a FICO® (personal credit score) above 650, then your business should be automatically approved for the “unsecured” charge card but it will require a personal guarantor. If no one wants to sign using their personal credit information (social security #), then the card can be a prepaid “secured” card with a minimum $500 deposit and it does report to all three major business credit reporting agencies.

Payment Terms: Net Terms

CLICK HERE to apply