Lesson 5 of 25
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Business Credit Reporting Agencies

⏳ Video Length — 00:03:16

Lesson Summary

Just like your personal credit is tracked by Experian, Equifax, Transunion; our business credit reports are also tracked in a similar manner by business credit reporting agencies.

Only the 3 main business credit bureaus are:

  • Experian Business
  • Equifax Small Business
  • Duns and Bradstreet

These commercial credit reporting bureaus collect information reflecting your company’s financial health and history — things like how much debt you owe and whether you’ve made payments on time.

The collected information is compiled and may be used to generate business credit ­scores or a delinquency score predicting how likely it is that your business will pay its debts (or not). 

In the next few lessons, we’re going to discuss more about the major business credit bureaus, their scoring systems, and things to know to score high and maximize your approvals.