Three Ways to Prevent Post-Holiday Shopping Debt
’Tis the season for debt! Are you planning to take out loans to pay for holiday gifts and Black Friday deals this year? Well, you’re…
Category: Money Management
What Is a Debt-to-Income Ratio?
If you’re trying to buy a house, you might have come across the term, “debt-to-income ratio.” The term can be confusing, especially if you’re a…
How to Build a Money Plan You Feel Good About (aka a Budget)
Building a budget doesn’t have to be boring and it doesn’t mean you’ll never get to spend any of your money on fun stuff. If…
How to Pay off Debt the Smart Way
Debt isn’t always a bad thing but having a lot of it can be burdensome and it can hurt your financial future. If debt is…
Are You Lying About Your Spending?
FACT: 80% of spouses hide their finances from their partners and 20% have a secret credit card they use to fuel their spending, according to…
How To Stop Living Paycheck to Paycheck
Did you know that approximately 78% of people are living paycheck-to-paycheck, according to a Careerbuilder survey? Are you one of them? I used to be. I…
8 Steps to Becoming Debt Free
Being in debt feels terrible. It will keep you from reaching your financial goals, and it can be a source of stress and grief. I’ve…